Best software for CFOs
Twelve vendors with an Accountio profile, grouped by the part of the finance function each one runs.
Grouped by job and alphabetical within each job. Accountio does not rank vendors, and a featured listing does not change the order.
Software for CFOs spans the finance function: close and consolidation, planning, spend and payables, treasury and cash, the general ledger, revenue recognition and audit. The twelve vendors here are grouped by the job each one does. FloQast, MindBridge and Panax name CFOs among the people they build for, while the day-to-day users are mostly controllers, accountants, treasury, audit and control teams.
Software for CFOs at a glance
| Vendor | Best for | Founded and HQ | Customers | Pricing |
|---|---|---|---|---|
 Anaplan | Large enterprises in banking, insurance, manufacturing, retail, healthcare and the public sector | 2006; Miami, US (global headquarters) | 2,800+ customers, including The Coca-Cola Company, Unilever and LinkedIn | Not published; demo on request |
 BlackLine | Large companies, including over half the Fortune 500 | 2001; Los Angeles (Woodland Hills) | 4,300+ customers and 385,000+ users | Not published; demo on request |
 Coupa | Finance, procurement and supply chain teams; 55% of the Fortune 500 work with Coupa | 2006; Foster City, California, US | More than 3,000 customers, including American Airlines, UPS and Hilton | Not published |
 Embat | Medium-sized and large companies across sectors, for their finance and treasury teams | 2021; Madrid, Spain (offices in London, Berlin and Munich) | Customer stories include Wallapop, Fever, SeQura and Parlem; no customer count published | Quote on request; modular plans priced to the modules selected |
 FloQast | Enterprise accounting teams: CFOs, CAOs and controllers | 2013; Los Angeles | 3,500+ accounting teams, including Lululemon, Shopify and HubSpot | Not published; packages with no per-user fees |
 MindBridge | Audit and assurance firms, and enterprise finance teams (CFOs, controllers, audit and control teams) | 2015; Ottawa, Canada | KPMG (global audit platform, 60+ countries), BDO, Buzzacott and MNP | Not published; demo on request |
 NetSuite | Businesses from startups to enterprises | 1998, as NetLedger | More than 44,000 | Not published; quote on request (the site offers a free product demo) |
 Panax | Lean finance teams with complex treasury operations; CFOs, finance teams and treasury teams | 2022; Tel Aviv, Israel | Customer stories include Optimove and GoGlobal; no customer count published | Quote on request; three plans (Start, Grow, Pro) on a yearly contract |
 Payhawk | Mid-market and enterprise companies managing spend across teams, entities and borders | 2018; London | 6,000+ companies, including DPD, Gymshark, Vinted and Babbel | Priced by module; Payhawk Complete on quote |
 Pigment | Finance, sales, HR and supply chain teams at enterprises | 2019; Paris, France | Unilever, Snowflake, Siemens and Anthropic; approaching US$100m ARR (Mar 2026) | Not published; demo on request |
 RightRev | Technology, services and SaaS companies with complex revenue recognition, including enterprises | Austin, Texas; founding year not published | Epicor, Snowflake, Morningstar and others; US$34bn+ annual customer revenue processed | Not published; priced on use-case complexity, features and revenue processed |
 Sage Intacct | Growing organisations (typically 20+ employees) and mid-sized companies | San Jose, California; founding year not published | 30,000+ finance teams | Not published; quoted by modules and organisation size |
The stack, job by job
Seven jobs, twelve vendors, alphabetical within each job. “Not published” means the vendor does not state it.
1Close and consolidation
BlackLine covers reconciliations, journal entries, consolidation and intercompany; FloQast runs close checklists, reconciliations, and controls and audit workflows on top of the ERP.
BlackLine
Best for: Large companies, including over half the Fortune 500
Reconciliations, transaction matching, journal entries, consolidation, intercompany and invoice-to-cash, with Verity AI agents.
- Founded and HQ
- 2001; Los Angeles (Woodland Hills)
- Ownership
- Listed on Nasdaq (BL); CEO and Chairman Owen Ryan
- Customers
- 4,300+ customers and 385,000+ users
- Pricing
- Not published; demo on request
- How it runs
- Cloud software; offices in 12 countries across the Americas, Europe, the Middle East and Asia-Pacific
- Good to know
- Verity AI suite of agents (Prepare, Match, Collect and Remit); public company since its 2016 IPO
FloQast
Best for: Enterprise accounting teams: CFOs, CAOs and controllers
Close checklists, account reconciliations, AI agents, transaction matching, journal entries, variance analysis, and controls and audit workflows.
- Founded and HQ
- 2013; Los Angeles
- Ownership
- Venture-backed; Series E US$100m (Apr 2024) led by ICONIQ Growth at a US$1.6bn post-money valuation
- Customers
- 3,500+ accounting teams, including Lululemon, Shopify and HubSpot
- Pricing
- Not published; packages with no per-user fees
- How it runs
- Works on top of the ERP; offices in the US, London, Berlin, Sydney and Pune; site in English, German and French
- Good to know
- ISO 42001 certified and SOC 2 Type II; nothing posts to the books without human approval
2FP&A and planning
Anaplan covers scenario planning, consolidation and forecasting across finance, sales, supply chain and workforce; Pigment covers budgeting and forecasting, financial statements and headcount for finance, sales, HR and supply chain teams.
Anaplan
Best for: Large enterprises in banking, insurance, manufacturing, retail, healthcare and the public sector
AI-driven scenario planning and analysis for finance, sales and marketing, supply chain and workforce, including financial planning, consolidation and forecasting.
- Founded and HQ
- 2006; Miami, US (global headquarters)
- Ownership
- Not published
- Customers
- 2,800+ customers, including The Coca-Cola Company, Unilever and LinkedIn
- Pricing
- Not published; demo on request
- How it runs
- Global; offices in 24 cities across the Americas, Europe, the Middle East and Asia Pacific
- Good to know
- Agentic Enterprise announced in June 2026, deployed on Amazon Bedrock
Pigment
Best for: Finance, sales, HR and supply chain teams at enterprises
AI business planning and performance management: budgeting and forecasting, financial statements, headcount, sales capacity and territory planning, and S&OP.
- Founded and HQ
- 2019; Paris, France
- Ownership
- Venture-backed; US$145m Series D led by ICONIQ Growth (Apr 2024)
- Customers
- Unilever, Snowflake, Siemens and Anthropic; approaching US$100m ARR (Mar 2026)
- Pricing
- Not published; demo on request
- How it runs
- Cloud, including a French sovereign cloud option; offices in Paris, New York and Toronto; North America is its largest market
- Good to know
- 56% of its 2025 new customers moved from a legacy vendor
3Spend and accounts payable
Coupa covers procurement, AP automation, expenses and payments for finance, procurement and supply chain teams; Payhawk combines corporate cards, expenses, travel, accounts payable and procurement for mid-market and enterprise companies.
Coupa
Best for: Finance, procurement and supply chain teams; 55% of the Fortune 500 work with Coupa
Spend management across procurement, AP automation, expenses, payments, treasury and supply chain, with AI agents.
- Founded and HQ
- 2006; Foster City, California, US
- Ownership
- Private; acquired by Thoma Bravo
- Customers
- More than 3,000 customers, including American Airlines, UPS and Hilton
- Pricing
- Not published
- How it runs
- Cloud; offices in North America, Latin America, EMEA, APAC and Dubai; site in English, German, Spanish, French, Italian, Portuguese and Japanese
- Good to know
- Coupa Compose, launched in May 2026, for building and running AI agents
Payhawk
Best for: Mid-market and enterprise companies managing spend across teams, entities and borders
Corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments.
- Founded and HQ
- 2018; London
- Ownership
- Venture-backed; investors include Greenoaks, QED and Lightspeed
- Customers
- 6,000+ companies, including DPD, Gymshark, Vinted and Babbel
- Pricing
- Priced by module; Payhawk Complete on quote
- How it runs
- Customers in 33+ countries; 150+ countries and 115 currencies supported; offices across Europe and the US
- Good to know
- EU and UK e-money licence; PCI DSS Level 1, ISO 27001 and SOC 2
4Treasury and cash
Embat covers real-time cash positions, forecasting, bank reconciliation and payments for medium-sized and large companies; Panax runs AI agents for forecasting, reconciliation, reporting and payments for lean finance teams with complex treasury operations.
Embat
Best for: Medium-sized and large companies across sectors, for their finance and treasury teams
Cloud treasury management platform: real-time cash positions, forecasting, bank and PSP reconciliation, and payment execution, with the TellMe AI agent.
- Founded and HQ
- 2021; Madrid, Spain (offices in London, Berlin and Munich)
- Ownership
- Venture-backed; €30m Series B (May 2026)
- Customers
- Customer stories include Wallapop, Fever, SeQura and Parlem; no customer count published
- Pricing
- Quote on request; modular plans priced to the modules selected
- How it runs
- Cloud-native; offices in Spain, the UK and Germany; site in English, German and Spanish; payments in over 50 currencies
- Good to know
- ISO 27001 certified; API, host-to-host, EBICS and SWIFT links to 15,000+ financial institutions
Panax
Best for: Lean finance teams with complex treasury operations; CFOs, finance teams and treasury teams
AI-native treasury and cash management platform that connects bank and ERP data and runs AI agents for forecasting, reconciliation, reporting and payments.
- Founded and HQ
- 2022; Tel Aviv, Israel
- Ownership
- Private, venture-backed; Series A, US$10m from Team8 and TLV Partners
- Customers
- Customer stories include Optimove and GoGlobal; no customer count published
- Pricing
- Quote on request; three plans (Start, Grow, Pro) on a yearly contract
- How it runs
- Serves lean finance teams worldwide; over 10,000 banks supported globally
- Good to know
- Core agents for categorisation, reconciliation, forecasting and reporting, plus a no-code Agent Builder
5ERP and general ledger
NetSuite is a cloud ERP suite covering financials, supply chain, CRM, e-commerce and HR; Sage Intacct is cloud financial management with core accounting and multi-entity consolidation, plus HR, payroll and planning modules.
NetSuite
Best for: Businesses from startups to enterprises
Cloud ERP suite covering financials, supply chain, CRM, e-commerce and HR, with embedded AI.
- Founded and HQ
- 1998, as NetLedger
- Ownership
- Owned by Oracle since 2016
- Customers
- More than 44,000
- Pricing
- Not published; quote on request (the site offers a free product demo)
- How it runs
- Cloud; local sites across the Americas, Asia-Pacific and EMEA, including the US/Canada, UK, France, Germany, Spain, Australia, India and Japan
- Good to know
- Dedicated switching pages for companies moving from QuickBooks, Microsoft, Sage, SAP and Deltek
Sage Intacct
Best for: Growing organisations (typically 20+ employees) and mid-sized companies
Cloud financial management: core accounting, multi-entity consolidation, reporting and dashboards, with AI agents for close, AP automation and journal-entry review; HR, payroll and planning modules.
- Founded and HQ
- San Jose, California; founding year not published
- Ownership
- Owned by The Sage Group plc, listed on the London Stock Exchange
- Customers
- 30,000+ finance teams
- Pricing
- Not published; quoted by modules and organisation size
- How it runs
- Cloud; available in the US, Canada, the UK, Australia and South Africa
- Good to know
- AICPA-preferred finance solution
6Revenue recognition
RightRev automates ASC 606 and IFRS 15 schedules, allocations, contract modifications and journal entries, and also handles lessor accounting.
RightRev
Best for: Technology, services and SaaS companies with complex revenue recognition, including enterprises
Revenue recognition software that automates ASC 606 / IFRS 15 schedules, allocations, contract modifications and journal entries, with Revi AI tools; also lessor accounting (ASC 842 / IFRS 16).
- Founded and HQ
- Austin, Texas; founding year not published
- Ownership
- Venture-backed; total funding over US$31m
- Customers
- Epicor, Snowflake, Morningstar and others; US$34bn+ annual customer revenue processed
- Pricing
- Not published; priced on use-case complexity, features and revenue processed
- How it runs
- Cloud; standalone API-first application or Salesforce-native app on the AppExchange; multi-currency, multi-entity revenue (regions served not published)
- Good to know
- Revi AI agents (March 2026) work with human approval; also lessor accounting under ASC 842 / IFRS 16
7Audit and controls
MindBridge analyses 100% of financial transactions for risk and explains every flag, with Financial Close Oversight and Spend Integrity Oversight for enterprise finance teams.
MindBridge
Best for: Audit and assurance firms, and enterprise finance teams (CFOs, controllers, audit and control teams)
AI risk analysis of 100% of financial transactions, ranking what needs review.
- Founded and HQ
- 2015; Ottawa, Canada
- Ownership
- Private; US$60m investment from PSG Equity (April 2023), alongside PeakSpan Capital and Real Ventures
- Customers
- KPMG (global audit platform, 60+ countries), BDO, Buzzacott and MNP
- Pricing
- Not published; demo on request
- How it runs
- Used in 50+ countries
- Good to know
- Every risk flag explained; ISO 27001 and SOC 2 Type 2
How to choose software for the CFO's office
- Which job costs your team the most manual time today?Start with that section: the close (BlackLine, FloQast), planning (Anaplan, Pigment), spend and payables (Coupa, Payhawk), cash and treasury (Embat, Panax), the ledger itself (NetSuite, Sage Intacct), revenue recognition (RightRev) or transaction risk review (MindBridge).
- Will the new tool sit on top of your ERP, or replace it?FloQast works on top of the ERP, and Embat posts journal entries from its bank reconciliation to the ERP. NetSuite and Sage Intacct are the ledger itself, so choosing one of them is an ERP decision.
- How many entities, currencies and countries does the group run?Sage Intacct includes multi-entity consolidation, and BlackLine covers consolidation and intercompany. Payhawk supports 150+ countries and 115 currencies, and Embat makes payments in over 50 currencies.
- Who approves what the AI prepares, and what evidence will auditors see?At FloQast nothing posts to the books without human approval, MindBridge explains every risk flag it raises, and RightRev's Revi AI agents work with human approval. FloQast is ISO 42001 certified and SOC 2 Type II; Payhawk holds PCI DSS Level 1, ISO 27001 and SOC 2; Embat is ISO 27001 certified.
Compare further
Common questions
What software does a CFO need?+
Most finance functions run a general ledger or ERP and add tools for the close, planning, spend, treasury, revenue recognition and audit. This page groups twelve vendors by those jobs; which ones a company needs depends on where its team spends the most manual time.
Is software for CFOs used by the CFO or by the finance team?+
Mostly by the team. FloQast, MindBridge and Panax name CFOs among the people they build for, alongside controllers, accountants, treasury, audit and control teams; Pigment also serves sales, HR and supply chain teams.
Do these vendors serve companies in Europe as well as the US?+
Several do. Embat has offices in Spain, the UK and Germany; Payhawk has offices across Europe and the US and customers in 33+ countries; Pigment has offices in Paris, New York and Toronto; BlackLine has offices in 12 countries; and Sage Intacct is available in the US, Canada, the UK, Australia and South Africa.
Part of Accountio’s accounting technology coverage.
