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Expense and spend management software

Companies that manage business spending, grouped by what they mainly do: company cards and spend controls, employee expense claims, purchasing, software subscriptions and travel.

What is spend management software? →

35 that work with Xero →

23 that work with QuickBooks →

Corporate cards and spend management 55Expense claims and mileage 37Procurement and purchase orders 30Software subscriptions 11Travel and expenses 9Business accounts with cards 7Industry cost tools 5

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Corporate cards and spend management 55

Company cards with limits, budgets and approvals, with receipts collected as staff pay.

Airbase
Spend management platform covering purchase requests, bill pay, corporate cards and expense management for mid-sized finance teams.
North Americaairbase.com
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Alaan
Corporate card and spend management platform for businesses across the Gulf, with AI receipt matching and accounting integration.
Middle East and Africaalaan.com
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Allawee
Credit card and expense management app for businesses across Africa, based in Nigeria.
Middle East and Africaallawee.com
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Archa
Business credit cards and spend management software with receipt scanning and automatic expense matching, removing employee reimbursements.
Asia Pacificarcha.com.au
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Aspire
Business finance platform for Asian SMEs combining accounts, cards, expense management and payables in one system.
Asia Pacificaspireapp.com
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Show all 55 →
Astrada
Unified API for card transaction data, enabling spend and expense platforms to support bring-your-own-card with Visa and Mastercard.
North Americaastrada.co
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Brex
Corporate card and spend platform covering expense management, bill pay, travel and treasury for growth companies and enterprises.
North Americabrex.com
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Budgetly
Spend control platform providing real-time budgets, approvals and receipt capture, syncing transactions into the accounting ledger.
Asia Pacificbudgetly.com.au
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Bujeti
Spend management platform for African businesses offering corporate cards, expense controls, budgeting and payments.
Middle East and Africabujeti.com
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Capital on Tap
Small business credit card and spend management tool with receipt capture and accounting integrations for UK companies.
United Kingdomcapitalontap.com
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Clara
Corporate card and spend management platform for Latin American businesses offering cards, expense controls and payments.
Latin Americaclara.com
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Coast
Fleet payments platform issuing Visa-based fuel cards, with spending limits, fuel-only purchase restrictions and per-vehicle spend tracking.
North Americacoastpay.com
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Corpay One
Spend management platform combining bill payment, approval workflows, employee spend controls and a company Mastercard credit card.
North Americacorpayone.com
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Eber
Corporate card and expense management platform offering virtual and physical cards, receipt capture and accounting sync.
Asia Pacificeber.co
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EnKash
Business payments and spend management platform offering corporate cards, expense management, payables and receivables for Indian businesses.
Asia Pacificenkash.com
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Expend
Expense management and company card platform for UK businesses, automating receipt capture, approvals and accounting sync.
United Kingdomexpend.com
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Fenbeitong
Corporate spend management platform combining expense control, payments and reimbursement for Chinese enterprises.
Asia Pacificfenbeitong.com
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finway
Spend management platform for German mid-sized companies covering invoices, cards, budgets and approval workflows.
Europefinway.de
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Flex
Financial platform for owner-operated businesses combining business credit cards, banking, expense management, accounts payable automation and global payments.
North Americaflex.one
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Karbon Card
Indian corporate card and spend management platform providing business cards and expense controls for startups and SMEs.
Asia Pacifickarboncard.com
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Mendel
AI expense management platform offering corporate cards, receipt and CFDI invoice validation, reimbursements, travel booking and ERP integrations.
Latin Americamendel.com
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Mesh Payments
Spend management platform issuing virtual cards per vendor with automated reconciliation and subscription spend visibility.
North Americameshpayments.com
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Mooncard
Corporate card and expense automation platform for French businesses, generating accounting entries from card transactions.
Europemooncard.co
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Moss
Spend management platform for European businesses combining corporate cards, invoice processing and budget controls.
Europegetmoss.com
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Outpave
Expense and spend management platform with Visa cards, real-time analytics and accounting integrations for construction and residential trade businesses.
North Americaoutpave.com
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PayEm
Global spend and procurement platform with corporate cards, invoice processing and approval workflows that integrates with accounting and ERP systems.
Middle East and Africapayem.co
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Payflows
Finance operations platform unifying spend, payments, cash and treasury data for European finance teams.
Europepayflows.io
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Payhawk
Corporate card and spend management platform combining cards, expenses, invoices and multi-currency accounts for international teams.
United Kingdompayhawk.com
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Pazy
Spend and expense management platform for SMEs with corporate cards, receipt capture and accounting integrations.
Asia Pacificpazy.io
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Pemo
Corporate card and expense platform for businesses in the Middle East, automating receipt capture, approvals and accounting sync.
Middle East and Africapemo.io
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Perk
Acquired by TravelPerk in January 2025. AI spend management suite covering expenses, invoices and corporate cards for mid-sized and large European companies.
Europeperk.com
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PEX
Prepaid business card and spend management platform with real-time card controls, receipt capture and expense syncing to accounting software.
North Americapexcard.com
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Pleo
Company card and spend management platform with automatic receipt capture, budgets and accounting integration for European businesses.
Europepleo.io
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Pluto
Corporate card and expense management platform for SMEs, combining cards, budgets, petty cash, procurement and invoice management.
Middle East and Africagetpluto.com
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ProSpend
Platform for managing expenses, supplier invoices, virtual cards, purchase orders and approvals across one or multiple entities.
Asia Pacificprospend.com
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Qashio
Spend management platform offering corporate cards, expense tracking, approvals and accounting integrations for finance teams in the UAE and Saudi Arabia.
Middle East and Africaqashio.com
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Ramp
Spend management platform combining corporate cards, expense automation, bill pay and procurement with built-in savings insights.
North Americaramp.com
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SiFi
Spend management platform issuing virtual and physical Mastercard corporate cards, with spend limits, category controls and automated expense reporting.
Middle East and Africasifi.app
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Slash
Business banking and spend platform issuing unlimited virtual cards for teams running high-volume, campaign-based spend.
North Americaslash.com
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Soldo
Prepaid company card and expense platform giving finance teams spend controls, receipt capture and accounting integration.
United Kingdomsoldo.com
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Spendesk
Spend management platform combining virtual and physical cards, invoice processing, approvals and budget control.
Europespendesk.com
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Spenmo
Spend management platform combining corporate cards, expense management, bill payments and approval workflows for small and medium-sized businesses.
Asia Pacificspenmo.com
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Staple
Corporate card and expense management service issuing virtual cards and automating receipt and accounting workflows for Japanese businesses.
Asia Pacificstaple.jp
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Stavtar
Business spend management and expense allocation platform for alternative asset managers such as private equity firms and funds.
North Americastavtar.com
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Swypex
Spend management platform offering corporate cards and expense controls for businesses.
Middle East and Africaswypex.com
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Teampay
Spend management platform for purchase requests, approvals, virtual cards and payments, syncing spend data with ERP and accounting systems.
North Americateampay.co
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Thera
AI-native finance platform covering payroll, contractor payments, treasury, spend management and invoicing for startups and small businesses.
North Americagetthera.com
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Topkey
Fintech platform for vacation rental and hospitality operators combining corporate cards, expense tracking, bill pay and accounts payable.
North Americatopkey.io
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Torpago
Corporate cards and spend management platform with expense controls, bill pay and accounting integrations for small and mid-sized businesses.
North Americatorpago.com
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Tweeq
Spend management platform providing corporate cards, expense management and payment controls for businesses in Saudi Arabia.
Middle East and Africatweeq.sa
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Volopay
Spend management platform for businesses across Asia Pacific, covering corporate cards, payables and expense automation.
Asia Pacificvolopay.com
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Weel
Spend management platform offering corporate cards, budget and spending controls, and accounting integrations for small and medium businesses.
Asia Pacificletsweel.com
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Xpendit
Expense management software offering corporate cards, receipt capture and approval workflows for companies in Peru and across Latin America.
Latin Americaxpendit.com
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Yordex
Spend management platform combining company cards, expenses, invoices, payments and budgets with customisable approval rules.
United Kingdomyordex.com
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Zaggle
Spend management platform with prepaid corporate cards and employee expense and reward programmes for Indian businesses.
Asia Pacificzaggle.in
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Expense claims and mileage 37

Money staff spend themselves and claim back: expense reports, receipts and mileage.

8Quanta
NetSuite SuiteApp automating expense reports by importing card transactions via Plaid, capturing receipts and applying approval workflows.
North America8quanta.com
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Abacus
Expense management software handling expense reports, receipts and card spending for small and mid-sized businesses, syncing to accounting systems.
North Americaabacus.com
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AppZen
AI platform auditing expense reports, invoices and contracts for policy violations, duplicate spend and fraud before payment.
North Americaappzen.com
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Bakuraku
Cloud service automating expense reports, corporate card reconciliation and invoice processing for companies in Japan.
Asia Pacificbakuraku.jp
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Capture Expense
Expense management platform for UK businesses covering receipt capture, mileage, approvals and accounting integration.
United Kingdomcaptureexpense.com
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Show all 37 →
Cardata
Vehicle reimbursement platform that tracks business mileage, calculates tax-compliant reimbursements and pays employees driving personal vehicles.
North Americacardata.co
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Caxton Wallet Sync
Expense management platform and mobile app that automates expense tracking and gives visibility of company spending across cards.
United Kingdomcaxton.io
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Center
Real-time expense management combining corporate cards with automated expense capture and continuous spend visibility.
North Americagetcenter.com
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Circula
Expense and benefits platform for European companies, covering employee spend, cards and tax-compliant allowances.
Europecircula.com
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Driver’s Note
Mileage tracking app that logs journeys automatically and produces mileage expense reports, supporting HMRC rates for UK users.
United Kingdomdriversnote.com
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Emburse
Expense management and corporate card platform covering travel, purchasing and AP for mid-market and enterprise finance teams.
North Americaemburse.com
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Equisys
Business Central expense module offering mobile receipt capture, approval workflows and card reconciliation for employee expenses.
United Kingdomequisys.com
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Expense Anywhere
Expense management software with mobile receipt capture, card feeds, mileage tracking and policy enforcement.
North Americaexpenseanywhere.com
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ExpenseIn
Expense management software for UK organisations, covering claims, approvals, mileage and policy enforcement.
United Kingdomexpensein.com
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ExpenseOnDemand
Modular expense management platform letting businesses pay only for the specific expense functions they use.
United Kingdomexpenseondemand.com
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Expensify
Expense management app with receipt scanning, automatic report creation, corporate cards and reimbursement for individuals and teams.
North Americaexpensify.com
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Findity
Expense management platform delivered directly and through partners, automating receipts, mileage and accounting integration.
Europefindity.com
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Fyle
Expense management that works on existing corporate cards, capturing receipts by text message and coding spend automatically.
North Americafylehq.com
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Huilianyi
Expense and spend management platform covering travel and expense reimbursement, corporate cards and financial process automation for enterprises.
Asia Pacifichuilianyi.com
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Jenji
Expense report automation app with receipt capture, mileage tracking and approval workflows for small and medium businesses.
North Americajenji.io
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LayerX
Japanese software suite automating corporate expense management, invoice processing and accounting workflows for businesses.
Asia Pacificlayerx.co.jp
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Mekari Expense
Expense management product handling employee claims, cash advances and approval workflows for Indonesian businesses.
Asia Pacificmekari.com
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Navisteps
Digital expense and travel management platform with receipt capture, approval workflows, reimbursements, spend analytics, travel booking and accounting integrations.
Asia Pacificnavisteps.com
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Nexonia
Expense and travel management software with receipt capture, approvals and policy compliance, integrated with Dynamics 365.
North Americanexonia.com
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Okticket
Expense management app with receipt scanning, mileage tracking and corporate card reconciliation for Spanish businesses.
Europeokticket.com
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Oversight
AI spend monitoring platform auditing employee expense, card and payables activity to detect misuse, fraud and policy breaches.
North Americaoversight.com
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Plexi
Corporate expense management and reimbursement software with receipt capture, approvals and spend policies for Brazilian businesses.
Latin Americaplexi.com.br
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Precursive
UK spend control and expense automation software offering pre-approval, receipt matching and policy enforcement, working with Microsoft Dynamics and similar systems.
United Kingdomprecursive.com
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Rakuraku Seisan
Cloud expense reimbursement system handling transport and expense claims, approvals and accounting integration for Japanese companies.
Asia Pacificrakus.co.jp
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RAND Group
Business Central app providing multi-level approval workflows for employee expense claims.
North Americarandgroup.com
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Rindegastos
Expense report software handling employee reimbursements, receipt capture, mileage, approvals and accounting integration for companies across Latin America.
Latin Americarindegastos.com
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Tallie
Expense management and reporting platform for small and mid-sized businesses, covering receipt capture, expense reports and approvals.
North Americatallie.com
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Tripcatcher
Mileage claim app for web and mobile that records trips and publishes them to accounting software, using HMRC rates.
United Kingdomtripcatcherapp.com
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TripLog
Mileage tracking app for small businesses that records trips automatically or manually and produces reports for reimbursement and accountants.
North Americatriplogmileage.com
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Uber
Uber for Business integration that syncs trip expenses and receipts into the general ledger and matches them to bank transactions.
North Americahelp.uber.com
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Webexpenses
Expense management software covering claims, approvals, mileage, invoice processing and audit for mid-sized organisations.
United Kingdomwebexpenses.com
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Wipfli
Integration product that maps and automates the transfer of expense data from Concur into NetSuite.
North Americawipfli.com
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Procurement and purchase orders 30

Controlling spend before it happens: purchase requests, approvals, purchase orders and suppliers.

AirPurchase
AI-driven procurement, inventory and central kitchen platform for food and beverage businesses, with supplier management and order approvals.
Asia Pacificairpurchase.com
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Atamis
UK procurement and contract management software for sourcing and spend control, used mainly by public sector and regulated organisations.
United Kingdomatamis.co.uk
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Candex
Spend management platform for managing business purchases and payments, aimed at finance and procurement teams.
North Americacandex.com
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CostTracker
Purchase order system that creates and approves orders, tracks commitments against budget and checks supplier invoices against what was ordered.
United Kingdomcosttracker.com
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Coupa
Business spend management suite covering procurement, invoicing, expenses, payments and supplier management, aimed at large enterprises consolidating spend control.
North Americacoupa.com
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Show all 30 →
Derive
Purchasing and accounts payable platform for multi-entity organisations, handling requests, approval routing, purchase order matching and unified spend visibility.
North Americaderive.bi
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Dice
Corporate spend orchestration and payments platform covering procurement, accounts payable, expenses, travel, bill payments and QR-based imprest payments.
Asia Pacificdice.tech
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Digital Purchase Order
Software for creating, approving and tracking purchase orders, syncing approved orders into accounting software.
North Americadigitalpurchaseorder.com
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Exigo Tech
Purchase order app for Business Central that lets users create and approve purchase orders without a Business Central licence.
Asia Pacificexigotech.com.au
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Fairmarkit
AI sourcing platform that automates competitive sourcing of tail spend, the small purchases that usually go unsourced.
North Americafairmarkit.com
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Fraxion
Procurement and spend control software covering requisitions, purchase orders and approvals, built for Microsoft Dynamics ERP users.
Middle East and Africafraxion.biz
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Kissflow Procurement Cloud
Procurement software that manages purchase requisitions, purchase orders and approvals to give businesses control over spending.
Asia Pacifickissflow.com
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Levelpath
AI-native source-to-pay and procurement platform covering intake, sourcing, contracts and spend management for enterprise procurement and finance teams.
North Americalevelpath.com
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Nimbi
Procurement and spend management platform for sourcing, purchase orders and supplier management, used by large and mid-size companies.
Latin Americanimbi.com.br
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Omnea
Procurement orchestration platform routing purchase requests, approvals, supplier onboarding and compliance checks across a company's existing finance tools.
United Kingdomomnea.co
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Order.co
Procurement and spend platform consolidating purchasing across vendors into one catalogue, approval flow and invoice.
North Americaorder.co
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ORO Labs
Procure-to-pay orchestration platform connecting procurement intake, approvals, supplier onboarding and payments across a company's existing systems.
North Americaorolabs.ai
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Pactum
AI negotiation platform that automates supplier negotiations and procurement tasks such as price lists, tactical sourcing and requisition alignment.
North Americapactum.com
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Precoro
Procurement software covering purchase requests, approvals, purchase orders and invoice matching for growing businesses.
North Americaprecoro.com
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Prendio
eProcurement platform for biotech and life sciences covering shopping, ordering, tracking, receiving and accounts payable, integrated with NetSuite.
North Americaprendio.com
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ProcureDesk
Purchase order and supplier bill creation, approval and tracking platform with approval workflows, punchout catalogues and three-way matching.
North Americaprocuredesk.com
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ProcurementExpress.com
Purchase order and spend control platform with approvals, budget enforcement, three-way matching and payment, syncing approved purchases as bills.
North Americaprocurementexpress.com
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Procurify
Spend management platform covering procurement, expenses and accounts payable with real-time budget visibility.
North Americaprocurify.com
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SourceDay
Purchase order automation and supplier collaboration portal helping buyers and suppliers communicate to prevent late deliveries, integrated with NetSuite.
North Americasourceday.com
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TradeCentric
eProcurement integration software providing PunchOut catalogues, purchase order automation and invoice automation between suppliers and buyers using EDI and XML.
North Americatradecentric.com
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Tradogram
Cloud procurement and spend management software covering purchase orders, requisitions, approvals and vendor management, with QuickBooks sync for small and mid-sized businesses.
North Americatradogram.com
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Vroozi
Procure to pay platform covering purchasing, invoicing and supplier management with a consumer-style buying experience.
North Americavroozi.com
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Zahara
Purchase order and invoice approval workflows with mobile goods receipting and AI invoice capture with three-way matching.
North Americazaharasoftware.com
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Zeemart
Procurement platform for food and beverage operators to order from suppliers, digitise invoices and track spending.
Asia Pacificzeemart.asia
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Zip
Procurement orchestration platform routing purchase requests through finance, legal and security approvals before spend is committed.
North Americazip.com
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Software subscriptions 11

Tracking and controlling software subscriptions, licences and renewals.

BRM
AI vendor management platform tracking contracts and renewals, building vendor records, and issuing vendor cards and payments.
North Americabrm.ai
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Cledara
Software subscription management platform issuing a card per subscription so finance can see and cancel software spend.
United Kingdomcledara.com
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NachoNacho
Software subscription management and virtual card platform helping businesses buy, track and control SaaS spend.
North Americanachonacho.com
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Productiv
SaaS management platform measuring application usage against spend to inform renewals and licence rationalisation.
North Americaproductiv.com
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Sastrify
SaaS procurement platform combining benchmark data and negotiation support to reduce software spend at renewal.
Europesastrify.com
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Show all 11 →
Spendflo
SaaS spend management and procurement platform for managing software purchases, renewals and vendor negotiation.
North Americaspendflo.com
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Substly
SaaS management platform tracking software subscriptions, renewals and access across departments.
Europesubstly.com
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Torii
SaaS management platform discovering shadow IT, automating licence workflows and tracking software spend across the business.
North Americatoriihq.com
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Tropic
Procurement and supplier intelligence platform combining spend data with pricing benchmarks to negotiate better contracts.
North Americatropicapp.io
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Vertice
SaaS and cloud spend optimisation platform combining purchasing data with negotiation support to cut supplier costs.
United Kingdomvertice.one
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Zylo
SaaS management platform giving finance and IT visibility of software spend, licences, renewals and utilisation.
North Americazylo.com
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Travel and expenses 9

Business travel booking with travel expenses in the same tool.

Business accounts with cards 7

Business bank and money accounts that include cards and spend controls.

Industry cost tools 5

Cost and invoice tools built for one industry, such as restaurants or construction.

How to choose expense and spend management software

Company cards, expense claims or purchasing?

Spend management platforms issue company cards with limits and collect receipts as staff pay. Expense claim tools handle money staff spend themselves and claim back, including mileage. Procurement tools control spending before it happens, with purchase requests and orders.

Where does your team spend, and in which currencies?

Card platforms issue cards in specific countries. Check they cover every country where your staff spend, and the currencies you pay in.

Does it post to your accounting system?

Check that it codes each transaction and syncs receipts, VAT or sales tax and spend to the ledger you use, such as Xero, QuickBooks, NetSuite or Sage.

Common questions

What is spend management software?

Spend management software controls company spending before and as it happens: it issues company cards with limits, routes purchase requests for approval, collects receipts and syncs every transaction to the accounting system.

What is the difference between expense management and spend management?

Expense management deals with money employees have already spent and claim back. Spend management covers company spending as a whole, usually through company cards, budgets and approvals set before the money is spent.