Best accounts payable automation software
Six accounts payable vendors with an Accountio profile, side by side.
Listed alphabetically. Accountio does not rank vendors, and a featured listing does not change the order.
Accounts payable automation software captures supplier invoices, routes approvals, pays suppliers and posts the entries to the books. The six vendors here range from BILL, with close to half a million customers, and Tipalti, which pays suppliers in 200+ countries and territories, to procurement-led platforms such as Coupa, Zip and Payflows. Payhawk combines accounts payable with cards, expenses and travel.
Accounts payable automation software at a glance
| Vendor | Best for | Founded and HQ | Customers | Pricing |
|---|---|---|---|---|
 BILL | Businesses from start-ups to growing companies with complex operations, and their accountants | 2006; San Jose, California | Close to half a million; 8.3 million network members; 98 of the top 100 US accounting firms | AP & AR: Essentials US$49, Team US$65, Corporate US$89 per user a month; Enterprise on quote |
 Coupa | Finance, procurement and supply chain teams; 55% of the Fortune 500 work with Coupa | 2006; Foster City, California, US | More than 3,000 customers, including American Airlines, UPS and Hilton | Not published |
 Payflows | Enterprise finance, procurement and treasury teams that want to keep their existing ERP | 2022; Paris, France | Named customers include Feedzai, Spendesk, Electra, Swile, Evaneos and Homa | Not published |
 Payhawk | Mid-market and enterprise companies managing spend across teams, entities and borders | 2018; London | 6,000+ companies, including DPD, Gymshark, Vinted and Babbel | Priced by module; Accounts Payable from US$349 a month in the US; Payhawk Complete on quote |
 Tipalti | Fast-growing companies | 2010; Foster City, California | Not published | Accounts payable from US$99 a month, Mass Payments from US$249 a month, unlimited users, plus per-invoice and payment fees |
 Zip | Enterprise procurement and finance teams, from AI-native fast-growing companies to Fortune 500 enterprises | 2020; San Francisco, US | Enterprises including T-Mobile, OpenAI, Mars, Dollar Tree and Anthropic; US$1T in spend processed | Not published |
The six vendors
In alphabetical order. “Not published” means the vendor does not state it.
BILL
Best for: Businesses from start-ups to growing companies with complex operations, and their accountants
Accounts payable, accounts receivable, expenses, forecasting and procurement in one platform.
- Founded and HQ
- 2006; San Jose, California
- Ownership
- Listed on the NYSE (BILL); founder and CEO René Lacerte
- Customers
- Close to half a million; 8.3 million network members; 98 of the top 100 US accounting firms
- Pricing
- AP & AR: Essentials US$49, Team US$65, Corporate US$89 per user a month; Enterprise on quote
- How it runs
- Cloud; cross-border payments to 130+ countries
Coupa
Best for: Finance, procurement and supply chain teams; 55% of the Fortune 500 work with Coupa
Spend management across procurement, AP automation, expenses, payments, treasury and supply chain, with AI agents.
- Founded and HQ
- 2006; Foster City, California, US
- Ownership
- Owned by Thoma Bravo after an US$8bn all-cash deal; interim CEO Mike Lipps since August 2026
- Customers
- More than 3,000 customers, including American Airlines, UPS and Hilton
- Pricing
- Not published
- How it runs
- Cloud; offices in North America, Latin America, EMEA, APAC and Dubai
Payflows
Best for: Enterprise finance, procurement and treasury teams that want to keep their existing ERP
AI finance platform of sub-ledgers for procurement, vendor and contract management, accounts payable and treasury.
- Founded and HQ
- 2022; Paris, France
- Ownership
- Private (Payflows SAS); Series A of €25m (April 2024)
- Customers
- Named customers include Feedzai, Spendesk, Electra, Swile, Evaneos and Homa
- Pricing
- Not published
- How it runs
- Cloud, hosted in Ireland (Amazon Data Services Ireland); multi-entity and multi-currency; roles in Paris and New York
- Good to know
- Athena processes 95% of invoices without human touch and goes live in one week
Payhawk
Best for: Mid-market and enterprise companies managing spend across teams, entities and borders
Corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments.
- Founded and HQ
- 2018; London
- Ownership
- Investors include Greenoaks, QED, Bek Ventures, Eleven Ventures and Lightspeed
- Customers
- 6,000+ companies, including DPD, Gymshark, Vinted and Babbel
- Pricing
- Priced by module; Accounts Payable from US$349 a month in the US; Payhawk Complete on quote
- How it runs
- Customers in 33+ countries; 150+ countries and 115 currencies supported; offices across Europe and the US
Tipalti
Best for: Fast-growing companies
Accounts payable automation, mass payments, procurement and expense management on one platform.
- Founded and HQ
- 2010; Foster City, California
- Ownership
- US$750m raised; co-founder and CEO Chen Amit
- Customers
- Not published
- Pricing
- Accounts payable from US$99 a month, Mass Payments from US$249 a month, unlimited users, plus per-invoice and payment fees
- How it runs
- Cloud; pays suppliers and payees in 200+ countries and territories, in 120 currencies
- Good to know
- US$90bn+ a year in payments
Zip
Best for: Enterprise procurement and finance teams, from AI-native fast-growing companies to Fortune 500 enterprises
Procurement platform from intake to pay: purchase intake, procure-to-pay (PO and invoice management), supplier onboarding, sourcing, contract and third-party risk workflows, with AI agents; global payments, vendor cards and budgets as add-ons.
- Founded and HQ
- 2020; San Francisco, US
- Ownership
- Venture-backed; US$371m raised, most recently at a US$2.2bn valuation
- Customers
- Enterprises including T-Mobile, OpenAI, Mars, Dollar Tree and Anthropic; US$1T in spend processed
- Pricing
- Not published
- How it runs
- Cloud; payments in 140+ countries; SOC 1 Type 2, SOC 2 Type 2 and ISO 27001
Related tools in the same directory category
Cash flow and payments tools in the same directory category.
How to choose accounts payable automation software
- Is the main problem paying suppliers, collecting from customers, or both?BILL covers payables and receivables. Coupa, Payflows, Tipalti and Zip concentrate on the payables side, from purchasing or invoice capture to paying suppliers, and Payhawk combines accounts payable with cards, expenses and travel.
- How many invoices and payments do you handle a month, and in how many currencies and countries?Tipalti pays suppliers and payees in 200+ countries and territories in 120 currencies, and Payhawk supports 150+ countries and 115 currencies. Zip supports payments in 140+ countries, and BILL cross-border payments to 130+ countries.
- What do you pay per transaction on top of the subscription?Tipalti adds per-invoice and payment fees to its monthly plans. BILL charges US$19.99 for a USD wire, while FX wires and local transfers are free with an exchange rate applied. Coupa, Payflows and Zip do not publish prices.
Compare further
Common questions
What does accounts payable automation software do?+
It captures supplier invoices, matches them to purchase orders, routes them for approval, pays suppliers and records the entries in the accounting system.
How much does accounts payable automation software cost?+
BILL's AP & AR plans cost US$49 to US$89 per user a month, Tipalti's accounts payable starts at US$99 a month plus per-invoice and payment fees, and Payhawk's Accounts Payable module starts at US$349 a month in the US. Coupa, Payflows and Zip do not publish prices.
Does accounts payable automation software include procurement?+
Coupa, Zip and Payflows cover procurement from purchase request to payment, and Payhawk and Tipalti include procurement modules. BILL includes procurement in its platform.
Part of Accountio’s accounting technology coverage.
