Best account reconciliation software
Eight account reconciliation vendors with an Accountio profile, side by side.
See all 93 Financial Close and Reconciliation tools in the directory →
Listed alphabetically. Accountio does not rank vendors, and a featured listing does not change the order.
Account reconciliation software matches bank and ledger transactions, reconciles balance sheet accounts and keeps the sign-off trail auditors review. The eight vendors here include BlackLine, listed on Nasdaq with over 4,300 customers, close platforms such as FloQast and Numeric, AI agents from Maxima, Nominal and Stacks AI that prepare reconciliations for review, and Embat, which reconciles bank and PSP transactions inside a treasury platform. Which one fits depends on the ERP you run, your transaction volumes and whether you also need the wider close.
Account reconciliation software at a glance
| Vendor | Best for | Founded and HQ | Customers | Pricing |
|---|---|---|---|---|
 Billow AI | Finance teams handing close work to AI agents inside their current accounting tools | Palo Alto, California; founding year not published | Case studies from life sciences companies, Series B to public biotechs; count not published | From US$1,000 a month; monthly price agreed on the work handed over |
 BlackLine | Large companies, including over half the Fortune 500 | 2001; Los Angeles (Woodland Hills) | 4,300+ customers and 385,000+ users | Not published; demo on request |
 Embat | Medium-sized and large companies across sectors, for their finance and treasury teams | 2021; Madrid, Spain (offices in London, Berlin and Munich) | Customer stories include Wallapop, Fever, SeQura and Parlem; no customer count published | Quote on request; modular plans priced to the modules selected |
 FloQast Featured | Enterprise accounting teams: CFOs, CAOs and controllers | 2013; Los Angeles | 3,500+ accounting teams, including Lululemon, Shopify and HubSpot | Not published; packages with no per-user fees |
 Maxima | Enterprise accounting teams at public and private companies | San Francisco; founding year not published | Zendesk, Rippling, Scale AI and others; US$400bn+ transaction volume processed | Not published; demo on request |
 Nominal | Mid-market and enterprise finance teams, including multi-entity companies | April 2023; New York and Tel Aviv | Team Car Care, Green Street Power Partners and others; count not published | Not published |
 Numeric | Growing private companies and public companies | San Francisco, New York and London; founding year not published | Hundreds of companies (May 2024), including OpenAI, Brex and Plaid | Not published; priced on transaction volume, seats and modules |
 Stacks AI | Enterprise finance teams with complex, multi-entity operations | London; founding year not published | 30+ enterprise customers (Feb 2026), including Epidemic Sound and Motorway | Not published |
The eight vendors
In alphabetical order. “Not published” means the vendor does not state it.
Billow AI
Best for: Finance teams handing close work to AI agents inside their current accounting tools
AI agents that handle month-end close work inside a company's existing accounting tools: reconciliations, accruals and prepaids, fixed assets, revenue recognition, multi-entity consolidation, flux commentary and reporting, submitted for the team's approval.
- Founded and HQ
- Palo Alto, California; founding year not published
- Ownership
- Not published
- Customers
- Case studies from life sciences companies, Series B to public biotechs; count not published
- Pricing
- From US$1,000 a month; monthly price agreed on the work handed over
- How it runs
- Works inside the accounting tools a company already runs; regions served not published
- Good to know
- SOC 2 Type II and SOC 1; SOX-aligned; HIPAA-configurable
BlackLine
Best for: Large companies, including over half the Fortune 500
Reconciliations, transaction matching, journal entries, consolidation, intercompany and invoice-to-cash, with Verity AI agents.
- Founded and HQ
- 2001; Los Angeles (Woodland Hills)
- Ownership
- Listed on Nasdaq (BL); CEO and Chairman Owen Ryan
- Customers
- 4,300+ customers and 385,000+ users
- Pricing
- Not published; demo on request
- How it runs
- Cloud software; offices in 12 countries across the Americas, Europe, the Middle East and Asia-Pacific
- Good to know
- Verity AI suite of agents (Prepare, Match, Collect and Remit); public company since its 2016 IPO
Embat
Best for: Medium-sized and large companies across sectors, for their finance and treasury teams
Cloud treasury management platform: real-time cash positions, forecasting, bank and PSP reconciliation, and payment execution, with the TellMe AI agent.
- Founded and HQ
- 2021; Madrid, Spain (offices in London, Berlin and Munich)
- Ownership
- Private, venture-backed; Series B, €30m (May 2026); investors include Cathay Innovation, Creandum, Samaipata, Venture Friends and 4Founders Capital
- Customers
- Customer stories include Wallapop, Fever, SeQura and Parlem; no customer count published
- Pricing
- Quote on request; modular plans priced to the modules selected
- How it runs
- Cloud-native; offices in Spain, the UK and Germany; site in English, German and Spanish; payments in over 50 currencies
- Good to know
- AI bank and PSP reconciliation with journal entries posted to the ERP automatically; ISO 27001 certified
FloQast
Best for: Enterprise accounting teams: CFOs, CAOs and controllers
Close checklists, account reconciliations, AI agents, transaction matching, journal entries, variance analysis, and controls and audit workflows.
- Founded and HQ
- 2013; Los Angeles
- Ownership
- Venture-backed; Series E US$100m (Apr 2024) led by ICONIQ Growth at a US$1.6bn post-money valuation
- Customers
- 3,500+ accounting teams, including Lululemon, Shopify and HubSpot
- Pricing
- Not published; packages with no per-user fees
- How it runs
- Works on top of the ERP; offices in the US, London, Berlin, Sydney and Pune; site in English, German and French
- Good to know
- ISO 42001 certified and SOC 2 Type II; nothing posts to the books without human approval
General ledger and ERP connections.
Maxima
Best for: Enterprise accounting teams at public and private companies
AI agents that prepare journal entries, reconciliations, transaction matching and flux analysis for the month-end close, with lineage on every output for review and audit.
- Founded and HQ
- San Francisco; founding year not published
- Ownership
- Venture-funded: US$41m raised in seed and Series A; legal entity Indus AI Technologies, Inc.
- Customers
- Zendesk, Rippling, Scale AI and others; US$400bn+ transaction volume processed
- Pricing
- Not published; demo on request
- How it runs
- Cloud software hosted on Google Cloud in the US; handles multiple entities and currencies; regions served not published
- Good to know
- SOC 1 Type 2 and SOC 2 Type 2; no entry, reconciliation or adjustment reaches the ledger without human sign-off
Nominal
Best for: Mid-market and enterprise finance teams, including multi-entity companies
AI agents for account and bank reconciliation, transaction matching, journal entries, close management, flux analysis, intercompany and multi-entity consolidation, run on a shadow ledger beside the existing ERP.
- Founded and HQ
- April 2023; New York and Tel Aviv
- Ownership
- Venture-backed; Series A US$20m led by Next47 with Workday Ventures (Jul 2025); total funding US$30m
- Customers
- Team Car Care, Green Street Power Partners and others; count not published
- Pricing
- Not published
- How it runs
- Cloud; runs alongside any ERP, with multi-entity, multi-currency and multi-book support (regions served not published)
- Good to know
- SOC 1 Type 2 and SOC 2; read-only mode and full audit trail
Numeric
Best for: Growing private companies and public companies
Close management, reconciliations, flux analysis, cash matching, billing and revenue recognition, on an existing ERP or as a full ERP replacement.
- Founded and HQ
- San Francisco, New York and London; founding year not published
- Ownership
- Venture-backed; US$51m Series B (Nov 2025) led by IVP; US$89m across seed, Series A and Series B
- Customers
- Hundreds of companies (May 2024), including OpenAI, Brex and Plaid
- Pricing
- Not published; priced on transaction volume, seats and modules
- How it runs
- Offices in the US and London, with an EMEA sales team; can replace the ERP
- Good to know
- Each product can be bought separately; the ERP Replacement includes the full suite
Stacks AI
Best for: Enterprise finance teams with complex, multi-entity operations
AI agents for the financial close: reconciliations, journals and accruals, intercompany matching, AR and cash matching, and variance reporting, on top of the ERP.
- Founded and HQ
- London; founding year not published
- Ownership
- Venture-backed; US$23m Series A (Feb 2026) led by Lightspeed, after a €2.8m pre-seed led by EQT Ventures and a €6.6m seed led by General Catalyst (both Feb 2025)
- Customers
- 30+ enterprise customers (Feb 2026), including Epidemic Sound and Motorway
- Pricing
- Not published
- How it runs
- Cloud, working on top of the existing ERP with nothing to migrate; customers globally; EU data handling under GDPR
- Good to know
- SOC 2 Type II and ISO 27001:2022; 76% of reconciliations auto-matched; exceptions above a materiality threshold go to the team for review
Related tools in the same directory category
Treasury, multi-entity and order-to-cash tools that also reconcile transactions.
How to choose account reconciliation software
- Which ERP or general ledger do you run, and does the tool connect to it directly?FloQast works on top of the ERP; Nominal and Stacks AI run beside it with nothing to migrate; Billow AI works inside the tools a company already runs; Embat syncs both ways with cloud and on-premise ERPs; Numeric can run on an existing ERP or replace it.
- Which accounts do you need to reconcile: bank and payment accounts, balance sheet accounts or intercompany?Embat and Nominal cover bank reconciliation, and Embat adds PSP reconciliation. BlackLine, Nominal and Stacks AI cover intercompany. BlackLine, FloQast, Maxima, Nominal and Stacks AI match transactions.
- Do you want software that organises reconciliations for your team, or AI agents that prepare them for review?Billow AI, Maxima, Nominal and Stacks AI are built around AI agents that prepare the work for review. BlackLine and FloQast add AI agents to established close software, and Embat uses its TellMe AI agent for categorisation and reconciliation.
- What review, sign-off and audit trail do your auditors expect?Billow AI, FloQast, Maxima, Nominal and Stacks AI list their security certifications and how work is approved, and Embat is ISO 27001 certified; see 'Good to know' on each card above.
Compare further
Common questions
What does account reconciliation software do?+
It matches bank and ledger transactions, reconciles bank and balance sheet accounts, flags exceptions and keeps the sign-off trail auditors review. Newer tools use AI agents to prepare reconciliations for an accountant to approve.
How much does account reconciliation software cost?+
Of the eight vendors here, only Billow AI publishes a starting price: from US$1,000 a month, agreed on the work handed over. BlackLine, Embat, FloQast, Maxima, Nominal, Numeric and Stacks AI do not publish prices; Embat prices modular plans to the modules selected, FloQast sells packages with no per-user fees, and Numeric prices on transaction volume, seats and modules.
What is the difference between bank reconciliation and account reconciliation software?+
Bank reconciliation matches bank and payment transactions to the ledger; Embat does this inside a treasury platform and posts journal entries to the ERP. Account reconciliation software also covers account reconciliations, intercompany and journal entries, as BlackLine, FloQast, Nominal and Numeric do.
Part of Accountio’s accounting technology coverage.
