Ramp alternatives

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Ramp alternatives

Ramp is a finance platform that combines corporate cards, expense management, reimbursements, bill payments and accounting workflows, with a free plan and a paid Plus plan that adds AI agents. It is based in New York, its chief executive is Eric Glyman, and tens of thousands of finance teams use it.

Companies comparing it usually look at Brex and Navan, at BILL for bill payments with cards, and at Rho and Mesh Payments. Companies in Europe also compare Pleo, Payhawk and Moss.

What Ramp does

Corporate cards, expense management, reimbursements, bill payments and accounting workflows, with AI agents for policy, accounting and accounts payable.

Head office
New York; CEO Eric Glyman
Customers
Tens of thousands of finance teams
Pricing
Free plan; Ramp Plus priced on request, billed annually
Full Ramp profile →

Alternatives in Expense and Spend Management

48 other vendors in this category. Vendors with an Accountio profile are shown first; the rest of the directory follows.

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More expense and spend management vendors in the directory

  • AlaanCorporate cards and AI expense matching for Gulf businesses.Middle East
  • AspireAccounts, cards and expense management for Asian SMEs.Asia Pacific
  • Capture ExpenseReceipt capture, mileage and approvals for UK businesses.United Kingdom
  • CenterReal-time expense capture through connected corporate cards.North America
  • CirculaEmployee expenses, cards and tax-compliant allowances.Europe
  • CledaraA card per subscription so software spend is visible.United Kingdom
  • Equals MoneyMulti-currency accounts and cards with expense management.United Kingdom
  • ExpendUK company cards with automated receipts and approvals.United Kingdom
  • ExpenseInExpense claims, approvals and mileage for UK organisations.United Kingdom
  • ExpenseOnDemandModular expense management, paying only for what you use.United Kingdom
  • FindityExpense automation for receipts, mileage and accounting.Europe
  • finwayInvoices, cards and budgets for German mid-sized firms.Europe
  • FyleExpense management on your existing corporate cards.North America
  • HappayTravel, expense and cards for Indian enterprises.Asia Pacific
  • JuniMulti-currency accounts and cards for ecommerce businesses.Europe
  • Mesh PaymentsVirtual cards per vendor with automated reconciliation.North America
  • MobilexpenseEuropean travel and expense with VAT recovery built in.Europe
  • MooncardFrench corporate cards generating accounting entries automatically.Europe
  • NavanCorporate travel booking combined with expense and cards.North America
  • Order.coConsolidated purchasing across vendors into one workflow.North America
  • PemoCorporate cards and expense automation for the Middle East.Middle East
  • PerkAI expense, invoice and card management for European firms.Europe
  • PrecoroPurchase requests, approvals and invoice matching.North America
  • ProcurifyProcurement and expenses with real-time budget visibility.North America
  • ProductivApplication usage measured against spend for renewals.North America
  • QontoEuropean business banking with cards and invoicing tools.Europe
  • Revolut BusinessBusiness account with multi-currency payments and cards.United Kingdom
  • RhoBusiness banking with cards, treasury and expense management.North America
  • RydooTravel and expense automation for international teams.Europe
  • SastrifySaaS procurement with benchmarks and negotiation support.Europe
  • SlashUnlimited virtual cards for high-volume business spend.North America
  • SoldoPrepaid company cards with spend controls and receipt capture.United Kingdom
  • SpendeskCards, invoices and approvals in one spend platform.Europe
  • SubstlyTrack software subscriptions, renewals and access.Europe
  • ToriiShadow IT discovery and software licence automation.North America
  • TropicProcurement with pricing benchmarks to negotiate contracts.North America
  • VolopayCorporate cards and payables for Asia Pacific businesses.Asia Pacific
  • VrooziProcure to pay with a consumer-style buying experience.North America
  • WebexpensesExpense claims, mileage and invoice processing with audit.United Kingdom
  • ZyloVisibility of software spend, licences and renewals.North America

How to choose

  • Do you want the vendor's own cards, or expense management on the cards and bank you already use?
  • Which countries and currencies do employees spend in, and does it handle local VAT or sales tax on receipts?
  • How do receipts, coding and approvals reach your accounting software?
  • Is it priced per user, by plan, or paid for out of card interchange?

Compare further

Common questions

What are the main alternatives to Ramp?+

Brex is the closest alternative. Navan combines travel with cards and expenses, BILL focuses on bill payments, and Rho and Mesh Payments offer cards with banking or vendor payments. In Europe, companies compare Pleo, Payhawk and Moss.

Is Ramp free?+

Yes, Ramp has a free plan with corporate cards, expenses, reimbursements, bill payments and accounting workflows. Ramp Plus adds AI agents for policy, accounting and accounts payable work and is priced on request with annual billing.

Ramp or Brex?+

Both combine corporate cards, expenses and bill payments, and both have a free plan. Brex lists its Premium plan at US$12 per user a month and quotes Enterprise; Ramp quotes its Plus plan on request. Compare the plan that covers your entities, travel and accounting connections rather than the entry price.

Part of Accountio’s accounting technology coverage.