Moss alternatives
Moss is a spend management platform for European businesses. It combines corporate cards, accounts payable, reimbursements, procurement and budget controls, uses AI to capture and code documents, and prepares the close through Moss Accounting in sync with the ERP. More than 7,500 businesses use it, it processes €7bn in annual spend, and it has offices in Berlin, London, Amsterdam, Warsaw, Tallinn and Munich.
Companies comparing it usually look at Pleo, Payhawk and Spendesk, the other European spend platforms, and at Brex and Ramp for corporate cards and spend control.
What Moss does
Physical and virtual corporate cards, invoice processing and payment, employee reimbursements, purchase requests and orders, budgets and approvals, and AI pre-accounting with 40+ integrations including DATEV.
- Leadership
- CEO Ante Spittler; co-founders Ferdinand Meyer (CPO), Anton Rummel (GM) and Stephan Haslebacher (COO)
- Scale
- 7,500+ businesses; €7bn annual spend processed; 300+ staff in 6 offices
- Pricing
- Free plans for Cards or Accounts Payable; paid plans priced per module, with unlimited users
- Licence
- E-money institution regulated by BaFin
Alternatives in Expense and Spend Management
48 other vendors in this category. Vendors with an Accountio profile are shown first; the rest of the directory follows.
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Corporate cards, expenses and treasury for growth companies.
Founded 2017 · HQ San Francisco, US
Brex profile →
Expense, corporate card and travel spend management.
Emburse profile →
Receipt scanning and automated expense reports with cards.
Founded 2008 · HQ Portland, US
Expensify profile →
Cards, expenses and multi-currency accounts for global teams.
Founded 2018 · HQ London, UK
Payhawk profile →
Company cards with automatic receipt capture and budgets.
Founded 2015 · HQ Copenhagen, Denmark
Pleo profile →
Corporate cards, expenses and bill pay with savings insights.
Founded 2019 · HQ New York, US
Ramp profile →
SaaS and cloud cost optimisation with negotiation support.
Founded 2021 · HQ London, UK
Vertice profile →
Unified spend, payments and cash for European finance teams.
Founded 2022 · HQ Paris, France
Payflows profile →More expense and spend management vendors in the directory
How to choose
- Do you want the vendor's own cards, or expense management on the cards and bank you already use?
- Which countries and currencies do employees spend in, and does it handle local VAT or sales tax on receipts?
- How do receipts, coding and approvals reach your accounting software?
- Is it priced per user, by plan, or paid for out of card interchange?
Compare further
Common questions
What are the main alternatives to Moss?+
Pleo, Payhawk and Spendesk are the closest European alternatives. Brex and Ramp are the main US corporate card and spend platforms.
Is Moss free?+
Moss has free plans for Cards or Accounts Payable, with limits. Paid plans are priced per module and add-on, with unlimited users.
Where does Moss operate?+
Moss serves more than 7,500 businesses across Europe from offices in Berlin, London, Amsterdam, Warsaw, Tallinn and Munich, and is regulated by BaFin as an e-money institution.
Part of Accountio’s accounting technology coverage.
