Startup
Centime
Bootstrapped Boston platform combining accounts payable, accounts receivable, cash forecasting and business banking in one suite for mid-sized companies, embedded in NetSuite and other ERPs.
| Founded | 2020, Boston |
|---|---|
| Founders | BC Krishna (CEO, serial founder) |
| Stage | Bootstrapped |
| Total funding | None raised; self-funded |
| What it does | AP automation, AR collections, 13-week cash forecasting, expense management and a banking product, sold to companies of 10 to 1,000 staff |
| Traction | About $7m in annual revenue with no outside capital; more than 100 organisations; named Commercial Banking Fintech of the Year in 2022 |
| Pricing | Published on its site; tiered by modules |
| Markets | US |
| Peers | BILL, Stampli, Tesorio, Tipalti, Melio |
Why it matters
Centime has reached about $7 million in revenue without raising a dollar, selling AP, AR and cash forecasting as one product while the venture-funded market splits them into separate companies. It is the control case for what the category looks like without venture money.
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