Howard Locke

Howard Locke covers AI, audit technology, and enterprise software for Accountio, reporting on how large firms and finance teams are adopting machine learning, automation, and data analytics to reshape traditional accounting workflows.

Corporate expense cards streamline payroll outsourcing, automate reimbursements, and reduce administrative costs.

How Expense Cards Are Rewriting the Economics of Payroll Outsourcing

Howard Locke November 20, 2025

The uncomfortable truth about payroll outsourcing is that nobody was ever happy with how it handled expenses. For decades, the...

AI-powered accounting software boosting productivity and transforming roles in UK accounting firms

AI Adoption Hits 98% in Accounting, Unlocking Major Efficiency Gains

Howard Locke November 5, 2025

UK accounting practices are creating nearly 20,000 new jobs through AI adoption, defying automation fears while adding billions to the...

FCA AML supervision impacting UK accountants and lawyers from 2027

Accountants and Lawyers Face FCA-Led AML Oversight from 2027

Howard Locke November 3, 2025

The Financial Conduct Authority will assume responsibility for supervising all anti-money laundering activities of accountants and lawyers, ending nearly two...

Infographic showing four key ways embedded finance is transforming accounting SaaS platforms, including integrated payment processing, lending solutions, and financial services

From Payments to Lending: 4 Ways Embedded Finance Is Changing Accounting SaaS

Howard Locke October 24, 2025

Accounting software is no longer merely a tool for recording transactions or generating financial statements. Embedded finance is quietly redefining...

Financial Planning and Analysis professional reviewing budget forecasts and financial models on dashboard

Financial Planning and Analysis: Roles, Responsibilities, and Technology Trends

Howard Locke October 23, 2025

Understanding the Function Financial Planning and Analysis (FP&A) has evolved from a traditional accounting support role into a central strategic...

Insolvency practitioner using digital document management software to process restructuring case files and creditor claims

Digital Solutions for Document Management in Restructuring and Insolvency Cases

Howard Locke October 20, 2025

The insolvency profession has spent the better part of a decade discussing digital transformation while doing remarkably little about it....

AI-Powered Call Automation dashboard showing automated call handling for accounting firms.

AI-Powered Call Automation: Integra Balance AI Overview and Benefits

Howard Locke October 17, 2025

Accounting firms today face mounting pressure to handle increasing client demands while controlling costs. Missed calls, delayed responses, and administrative...