Payhawk vs Ramp
Payhawk
Mid-market and enterprise companies managing spend across teams, entities and borders
2018; London
Ramp
Smaller teams on the free plan; growing teams automating workflows and controlling spend across multiple entities on Ramp Plus
New York; founding year not published
Payhawk and Ramp both combine corporate cards, expenses and accounts payable in one spend management platform, with AI agents.
Payhawk, founded in London in 2018, serves 6,000+ mid-market and enterprise companies managing spend across entities and borders; Ramp, based in New York, has 70,000+ customers and a free plan for smaller teams.
Payhawk vs Ramp: side by side
“Not published” means the vendor does not state it.
| Payhawk | Ramp | |
|---|---|---|
| What it does | Corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments | Corporate cards, expenses, reimbursements, accounts payable and accounting workflows, with AI agents for policy, accounting and AP on Ramp Plus |
| Best for | Mid-market and enterprise companies managing spend across teams, entities and borders | Smaller teams on the free plan; growing teams automating workflows and controlling spend across multiple entities on Ramp Plus |
| Founded and HQ | 2018; London | New York; founding year not published |
| Ownership and funding | Investors include Greenoaks, QED, Bek Ventures, Eleven Ventures and Lightspeed | Not published |
| Customers or users | 6,000+ companies, including DPD, Gymshark, Vinted, Leica, Five Guys and Babbel | 70,000+ customers |
| Pricing | Priced by module; US prices start at US$299 a month (Travel), US$349 (Accounts Payable), US$449 (Cards & Expenses) and US$499 (Procurement); Payhawk Complete on quote | Free plan; Ramp Plus priced on request, billed annually |
| Deployment and markets | Customers in 33+ countries; 150+ countries and 115 currencies supported; offices across Europe and the US | 200+ countries supported; separate US and UK websites |
Main differences
Payhawk prices by module, from US$299 a month for Travel to US$499 for Procurement; Ramp has a free plan and prices Ramp Plus on request.
Payhawk serves mid-market and enterprise companies; Ramp serves smaller teams on its free plan and growing multi-entity teams on Ramp Plus.
Payhawk includes travel and procurement modules; Ramp centres on cards, expenses, reimbursements, payables and accounting workflows.
Payhawk supports 150+ countries and 115 currencies, with customers in 33+ countries; Ramp supports 200+ countries and runs separate US and UK websites.
Ramp has 70,000+ customers; Payhawk has 6,000+, including DPD, Gymshark and Vinted.
Which to choose
Choose Payhawk if
- You are a mid-market or enterprise company that wants travel and procurement in the same platform as cards and payables
Choose Ramp if
- You want to start on a free plan, or run a smaller team
Compare further
Common questions
What is the difference between Payhawk and Ramp?+
Payhawk combines corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments. Ramp covers corporate cards, expenses, reimbursements, accounts payable and accounting workflows, with AI agents for policy, accounting and AP on Ramp Plus.
How much do Payhawk and Ramp cost?+
Payhawk prices by module: in the US, Travel starts at US$299 a month, Accounts Payable at US$349, Cards & Expenses at US$449 and Procurement at US$499, and Payhawk Complete is quoted. Ramp has a free plan; Ramp Plus is priced on request and billed annually.
Are Payhawk and Ramp available outside the US?+
Yes. Payhawk has customers in 33+ countries, supports 150+ countries and 115 currencies, and has offices across Europe and the US. Ramp supports 200+ countries and runs separate US and UK websites.
Part of Accountio’s accounting technology coverage.
