Expensify vs Ramp
Expensify
Individuals, and companies with 1–9 or 10+ employees
Ramp
Smaller teams on the free plan; growing teams automating workflows and controlling spend across multiple entities on Ramp Plus
New York; founding year not published
Expensify and Ramp both sell expense management with a company card, plus bill pay and reimbursements.
Expensify, with 15 million+ members, covers receipt scanning, expense reports, the Expensify Card, invoicing, bill pay and travel for individuals and companies; Ramp, based in New York with 70,000+ customers, covers corporate cards, expenses, reimbursements, accounts payable and accounting workflows, with a free plan for smaller teams.
Expensify vs Ramp: side by side
“Not published” means the vendor does not state it.
| Expensify | Ramp | |
|---|---|---|
| What it does | Receipt scanning, expense reports and approvals, the Expensify Card, invoicing, bill pay and travel | Corporate cards, expenses, reimbursements, accounts payable and accounting workflows, with AI agents for policy, accounting and AP on Ramp Plus |
| Best for | Individuals, and companies with 1–9 or 10+ employees | Smaller teams on the free plan; growing teams automating workflows and controlling spend across multiple entities on Ramp Plus |
| Founded and HQ | Not published | New York; founding year not published |
| Ownership and funding | Not published | Not published |
| Customers or users | 15 million+ members | 70,000+ customers |
| Pricing | Collect US$5 per member a month; Control US$18 per member a month on an annual plan, from US$9 with the Expensify Card. UK: £5 and £14 | Free plan; Ramp Plus priced on request, billed annually |
| Deployment and markets | Cloud and mobile app; reimbursements anywhere in the world in local currency | 200+ countries supported; separate US and UK websites |
Main differences
Expensify charges per member, US$5 a month on Collect and US$18 on Control on an annual plan, or from US$9 with the Expensify Card; Ramp has a free plan and prices Ramp Plus on request.
Expensify starts with individuals and teams of one to nine; Ramp's free plan is for smaller teams and Ramp Plus for growing teams with several entities.
Expensify has 15 million+ members; Ramp has 70,000+ customers and supports 200+ countries.
Expensify includes invoicing and travel; Ramp adds AI agents for policy, accounting and payables on Ramp Plus.
Which to choose
Choose Expensify if
- You need expenses for an individual or a very small team, or want published per-member prices
Choose Ramp if
- You want a free plan with cards, expenses and payables, or need spend controls across several entities
Compare further
Common questions
What is the difference between Expensify and Ramp?+
Expensify covers receipt scanning, expense reports and approvals, the Expensify Card, invoicing, bill pay and travel. Ramp covers corporate cards, expenses, reimbursements, accounts payable and accounting workflows, with AI agents for policy, accounting and AP on Ramp Plus.
Is Expensify or Ramp cheaper?+
Ramp has a free plan; Ramp Plus is priced on request and billed annually. Expensify costs US$5 per member a month on Collect and US$18 on Control on an annual plan, or as little as US$9 for Control with the Expensify Card.
Do Expensify and Ramp work outside the US?+
Expensify reimburses employees anywhere in the world in their local currency and publishes UK prices of £5 and £14 a month. Ramp supports more than 200 countries and has a separate UK website.
Part of Accountio’s accounting technology coverage.
