Emburse vs Payhawk
Emburse
Global enterprises, mid-sized businesses, public sector organisations and non-profits
Formed 2020 from Chrome River, Certify, Captio, Nexonia, Tallie, Abacus and Emburse (Cards)
Payhawk
Mid-market and enterprise companies managing spend across teams, entities and borders
2018; London
Emburse and Payhawk both cover travel and expense management, corporate cards and accounts payable.
Emburse, formed in 2020 from brands including Chrome River, Certify and Captio, serves global enterprises, mid-sized businesses, public sector organisations and non-profits, with 12 million+ users; Payhawk, founded in London in 2018, serves 6,000+ mid-market and enterprise companies.
Emburse vs Payhawk: side by side
“Not published” means the vendor does not state it.
| Emburse | Payhawk | |
|---|---|---|
| What it does | Travel and expense management, AP automation, payments, cards and audit | Corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments |
| Best for | Global enterprises, mid-sized businesses, public sector organisations and non-profits | Mid-market and enterprise companies managing spend across teams, entities and borders |
| Founded and HQ | Formed 2020 from Chrome River, Certify, Captio, Nexonia, Tallie, Abacus and Emburse (Cards) | 2018; London |
| Ownership and funding | Not published | Investors include Greenoaks, QED, Bek Ventures, Eleven Ventures and Lightspeed |
| Customers or users | 12 million+ users in 200 countries; logos include Toyota, General Motors, General Mills, Microsoft and Garmin | 6,000+ companies, including DPD, Gymshark, Vinted, Leica, Five Guys and Babbel |
| Pricing | Emburse Spend from US$8 per user a month; other products not published | Priced by module; US prices start at US$299 a month (Travel), US$349 (Accounts Payable), US$449 (Cards & Expenses) and US$499 (Procurement); Payhawk Complete on quote |
| Deployment and markets | Cloud; users in 200 countries; localisation for 100+ countries | Customers in 33+ countries; 150+ countries and 115 currencies supported; offices across Europe and the US |
Main differences
Emburse has 12 million+ users in 200 countries, including Toyota, General Motors and Microsoft; Payhawk has 6,000+ companies, including DPD, Gymshark, Vinted and Five Guys.
Emburse adds audit to travel, expenses, AP automation, payments and cards; Payhawk adds procurement and AI agents for finance control, travel and payments.
Emburse Spend starts at US$8 per user a month, with other products priced on request; Payhawk prices by module from US$299 a month, with unlimited employee seats.
Emburse brings together expense brands including Chrome River, Certify, Captio, Nexonia, Tallie and Abacus; Payhawk was founded as one platform in London in 2018.
Which to choose
Choose Emburse if
- You run a large organisation, public sector body or non-profit and want travel and expense tools used in 200 countries
- You are a small or growing business with a lean finance team and want per-user pricing
Choose Payhawk if
- You want cards, expenses, payables and procurement in one platform with AI agents and unlimited seats
Compare further
Common questions
What is the difference between Emburse and Payhawk?+
Emburse offers travel and expense management, AP automation, payments, cards and audit. Payhawk offers corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments.
How much do Emburse and Payhawk cost?+
Emburse Spend, for small and growing businesses with lean finance teams, starts at US$8 per user a month; Emburse does not publish prices for its other products. Payhawk prices by module, with US prices from US$299 a month for Travel, US$349 for Accounts Payable, US$449 for Cards & Expenses and US$499 for Procurement.
Where do Emburse and Payhawk operate?+
Emburse is cloud software with users in 200 countries and localisation for 100+ countries. Payhawk has customers in 33+ countries, supports 150+ countries and 115 currencies, and has offices across Europe and the US.
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