Tide alternatives

What Tide does

Business financial platform combining a business account with invoicing, bookkeeping, Making Tax Digital filing and payroll.

Founded

2015 (UK launch 2017); London

Members

2 million+ worldwide; 900,000 in the UK (15% market share)

Ownership

Private; US$120m+ round led by TPG at a US$1.5bn valuation (September 2025)

Markets

UK, India, Germany and France

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Alternatives in Bookkeeping

47 other vendors in this category. Vendors with an Accountio profile are shown first; the rest of the directory follows.

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More bookkeeping vendors in the directory

• bexioSwiss accounting and invoicing with local compliance built in.Europe
• Booke AIAI categorisation, queries and error detection for firms.North America
• BookkeepDaily ecommerce sales and fees posted straight to the ledger.North America
• BotkeeperAutomated bookkeeping with human review, built for firms.North America
• Clear BooksUK cloud accounting with VAT returns and MTD filing.United Kingdom
• CoconutIncome, expenses and tax tracking for the self-employed.United Kingdom
• CountingupBusiness account with bookkeeping built into the current account.United Kingdom
• CrunchOnline accounting for freelancers with accountant access.United Kingdom
• DocytAI bookkeeping automation for high-volume, multi-location businesses.North America
• FincentSoftware plus dedicated bookkeepers for monthly financials.North America
• FinlensAI categorisation and reconciliation across client ledgers.North America
• FortnoxNordic cloud accounting for small businesses and firms.Europe
• FreeAgentCloud accounting for freelancers and small businesses, with direct HMRC filing.United Kingdom
• FreshBooksInvoicing and accounting built for service businesses.North America
• HoldedAccounting, invoicing and inventory for small businesses.Europe
• InkleBookkeeping and US tax compliance for incorporated startups.North America
• Jenesys AIAI bookkeeping assistant for UK accounting firms.United Kingdom
• JorttDutch cloud bookkeeping with automated tax returns.Europe
• MantleAI bookkeeping and a single workspace for client engagements.North America
• MoneybirdDutch online accounting with invoicing and VAT returns.Europe
• MYOBAccounting and payroll for Australian and New Zealand businesses.Asia Pacific
• OCTA FlowAI agent workspace that lets accounting and CPA firms automate execution of client work.Middle East
• ReckonAccounting and payroll for Australian small businesses.Asia Pacific
• sevDeskGerman cloud accounting for freelancers and small businesses.Europe
• ShineAccounting, banking and accountant matching for small firms.Europe
• SynderMarketplace and payment data synced into your accounting software.North America
• SyntheticAutonomous AI bookkeeper handling month-end preparation.North America
• WafeqCloud accounting for the Middle East with Arabic and VAT support.Middle East
• WaveFree accounting and invoicing for very small businesses.North America
• ZeniAI bookkeeping and finance operations for startups.North America
• Zoho BooksCloud accounting integrated with the wider Zoho suite.Asia Pacific

How to choose

• Who will keep the books: the business itself, an accounting firm, or a service that does the bookkeeping for you?
• Does it file the taxes you need where you operate, such as VAT returns, sales tax or e-invoicing?
• Which banks, payroll and payment apps does it connect to today?
• Can your accountant work in it alongside you, and how is that priced per client?

Compare further

Common questions

What are the main alternatives to Tide?+

ANNA Money and Countingup are the closest alternatives, since both combine a business account with invoicing and bookkeeping. FreeAgent, Xero and QuickBooks are accounting software options for businesses that keep a separate bank account.

Is Tide a bank?+

No. Tide is authorised by the FCA as an e-money institution. Its current and savings accounts are powered by ClearBank, where eligible deposits are protected by the Financial Services Compensation Scheme, and some members hold e-money accounts with PrePay Technologies.

How much does Tide cost?+

Tide has a Free plan and three paid plans: Smart at £12.49, Pro at £27.49 and Max at £69.99 a month, with lower annual prices. Tide Accounting costs £13.99 + VAT a month for sole traders and £19.99 + VAT for limited companies.

Part of Accountio’s accounting technology coverage.