Payhawk vs Pleo
Payhawk
Mid-market and enterprise companies managing spend across teams, entities and borders
2018; London
Pleo
Businesses across Europe, from small teams (1–49 employees) to enterprises (1,000+)
2015; Copenhagen, Denmark
Payhawk and Pleo both sell company cards and expense management, mainly to businesses in Europe.
Payhawk, founded in 2018 and based in London, combines cards, expenses, travel, accounts payable and procurement for mid-market and enterprise companies; Pleo, founded in Copenhagen in 2015, serves 40,000+ companies across Europe, from small teams to enterprises.
Payhawk vs Pleo: side by side
“Not published” means the vendor does not state it.
| Payhawk | Pleo | |
|---|---|---|
| What it does | Corporate cards, expenses, travel, accounts payable and procurement in one platform, with AI agents and global payments | Company cards, expense management, reimbursements, bill payments and automatic sync to accounting software |
| Best for | Mid-market and enterprise companies managing spend across teams, entities and borders | Businesses across Europe, from small teams (1–49 employees) to enterprises (1,000+) |
| Founded and HQ | 2018; London | 2015; Copenhagen, Denmark |
| Ownership and funding | Investors include Greenoaks, QED, Bek Ventures, Eleven Ventures and Lightspeed | Not published |
| Customers or users | 6,000+ companies, including DPD, Gymshark, Vinted, Leica, Five Guys and Babbel | 40,000+ companies across Europe |
| Pricing | Priced by module; US prices start at US$299 a month (Travel), US$349 (Accounts Payable), US$449 (Cards & Expenses) and US$499 (Procurement); Payhawk Complete on quote | UK: Start £8 per user a month (billed monthly); Build £14 and Optimise £18 per user a month (billed yearly) |
| Deployment and markets | Customers in 33+ countries; 150+ countries and 115 currencies supported; offices across Europe and the US | 16 European countries; HQ in Copenhagen with offices in London, Berlin, Stockholm, Madrid, Lisbon, Paris, Amsterdam and Chennai |
Main differences
Payhawk is built for mid-market and enterprise companies; Pleo serves businesses from 1 to 49 employees up to 1,000 or more.
Pleo charges per user, from £8 a month on Start to £18 on Optimise; Payhawk charges per module, from US$299 a month, with unlimited employee seats.
Payhawk also includes travel and procurement modules and AI agents; Pleo covers cards, expenses, reimbursements and bill payments.
Pleo operates in 16 European countries; Payhawk has customers in 33+ countries and supports 150+ countries and 115 currencies.
Pleo has 40,000+ companies; Payhawk has 6,000+, including DPD, Gymshark and Vinted.
Which to choose
Choose Payhawk if
- You run several entities or countries and want cards, travel, payables and procurement in one product
Choose Pleo if
- You are a small or mid-sized European business and want per-user pricing
Compare further
Common questions
What is the difference between Payhawk and Pleo?+
Payhawk combines corporate cards, expenses, travel, accounts payable and procurement for mid-market and enterprise companies. Pleo provides company cards, expense management, reimbursements, bill payments and accounting sync for businesses across Europe of every size.
How much do Payhawk and Pleo cost?+
Pleo's UK plans cost £8 per user a month on Start, billed monthly, and £14 on Build or £18 on Optimise, billed yearly. Payhawk prices by module; in the US, Travel starts at US$299 a month, Accounts Payable at US$349, Cards & Expenses at US$449 and Procurement at US$499.
Where do Payhawk and Pleo operate?+
Pleo operates in 16 European countries, with its headquarters in Copenhagen. Payhawk has customers in more than 33 countries, supports more than 150 countries and 115 currencies, and has offices across Europe and the US.
Part of Accountio’s accounting technology coverage.
