Xero alternatives

What Xero does

Bookkeeping, invoicing, bank feeds, payroll, expenses, projects and reporting, with tools for accountants and bookkeepers to work on their clients' books.

Founded

2006; head office in Wellington, New Zealand

Ownership

Listed on the ASX; CEO Sukhinder Singh Cassidy

Customers

5 million customers in more than 180 countries

Pricing

UK from £18 a month (Ignite) to £70 (Ultimate), excluding VAT; US from US$27 (Early) to US$97 (Established)

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Alternatives in Bookkeeping

47 other vendors in this category. Vendors with an Accountio profile are shown first; the rest of the directory follows.

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More bookkeeping vendors in the directory

• bexioSwiss accounting and invoicing with local compliance built in.Europe
• Booke AIAI categorisation, queries and error detection for firms.North America
• BookkeepDaily ecommerce sales and fees posted straight to the ledger.North America
• BotkeeperAutomated bookkeeping with human review, built for firms.North America
• Clear BooksUK cloud accounting with VAT returns and MTD filing.United Kingdom
• CoconutIncome, expenses and tax tracking for the self-employed.United Kingdom
• CountingupBusiness account with bookkeeping built into the current account.United Kingdom
• CrunchOnline accounting for freelancers with accountant access.United Kingdom
• DocytAI bookkeeping automation for high-volume, multi-location businesses.North America
• FincentSoftware plus dedicated bookkeepers for monthly financials.North America
• FinlensAI categorisation and reconciliation across client ledgers.North America
• FortnoxNordic cloud accounting for small businesses and firms.Europe
• FreeAgentCloud accounting for freelancers and small businesses, with direct HMRC filing.United Kingdom
• FreshBooksInvoicing and accounting built for service businesses.North America
• HoldedAccounting, invoicing and inventory for small businesses.Europe
• InkleBookkeeping and US tax compliance for incorporated startups.North America
• Jenesys AIAI bookkeeping assistant for UK accounting firms.United Kingdom
• JorttDutch cloud bookkeeping with automated tax returns.Europe
• MantleAI bookkeeping and a single workspace for client engagements.North America
• MoneybirdDutch online accounting with invoicing and VAT returns.Europe
• MYOBAccounting and payroll for Australian and New Zealand businesses.Asia Pacific
• OCTA FlowAI agent workspace that lets accounting and CPA firms automate execution of client work.Middle East
• ReckonAccounting and payroll for Australian small businesses.Asia Pacific
• sevDeskGerman cloud accounting for freelancers and small businesses.Europe
• ShineAccounting, banking and accountant matching for small firms.Europe
• SynderMarketplace and payment data synced into your accounting software.North America
• SyntheticAutonomous AI bookkeeper handling month-end preparation.North America
• WafeqCloud accounting for the Middle East with Arabic and VAT support.Middle East
• WaveFree accounting and invoicing for very small businesses.North America
• ZeniAI bookkeeping and finance operations for startups.North America
• Zoho BooksCloud accounting integrated with the wider Zoho suite.Asia Pacific

How to choose

• Who will keep the books: the business itself, an accounting firm, or a service that does the bookkeeping for you?
• Does it file the taxes you need where you operate, such as VAT returns, sales tax or e-invoicing?
• Which banks, payroll and payment apps does it connect to today?
• Can your accountant work in it alongside you, and how is that priced per client?

Compare further

Common questions

What are the main alternatives to Xero?+

For small businesses the closest alternatives are Intuit QuickBooks, FreeAgent, MYOB, Zoho Books, FreshBooks and Wave. Accounting firms often keep Xero as the ledger and compare the tools around it instead, such as Dext for receipts and invoices or Double for client queries and month-end review.

How much does Xero cost?+

In the UK, Ignite costs £18 a month, Grow £39, Comprehensive £55 and Ultimate £70, excluding VAT, at the prices that took effect on 1 September 2026. In the US, plans run from US$27 a month (Early) to US$97 (Established). New subscribers are offered a discount for the first few months.

Is Xero cheaper than QuickBooks?+

On US list prices, Xero's paid plans cost less at each level: Xero runs from US$27 to US$97 a month, and QuickBooks Online from US$38 (Simple Start) to US$340 (Advanced). QuickBooks also has a free plan. The plans differ in users, bills and projects, so compare the plan that covers what you need rather than the entry price.

Part of Accountio’s accounting technology coverage.