Huntington National Bank Launches Multi-Bank Treasury Platform

The Huntington National Bank launched Intelligent Treasury on November 5, 2026, a cloud-based platform that pulls balances, transactions and cash forecasts from a commercial client’s several banks into a single view.

The bank built the product with Kyriba, the treasury software company, through what it called a strategic relationship. Huntington did not disclose pricing, a minimum client size or any named launch customers.

For corporate finance teams the launch matters because a bank is now selling a view of cash that includes its competitors’ accounts. Treasurers at larger companies typically run balances at several banks, and each bank’s portal shows only its own. Building the combined position usually means spreadsheets, a standalone treasury management system or a morning of manual consolidation.

Huntington National Bank is the main subsidiary of Huntington Bancshares, based in Columbus, Ohio. Its announcement puts it in a field already occupied by the largest US banks and by specialist software vendors.

Huntington National Bank launches Intelligent Treasury

Intelligent Treasury consolidates cash visibility across banks, according to the Huntington National Bank announcement. It also covers daily, weekly and monthly cash forecasting, with forecast-to-actual comparison.

Payment workflows come with approval controls, audit tracking and payment-status updates. The platform connects to a client’s ERP system to automate manual processes.

Deepak Kapoor, head of payments product at Huntington, set out the problem the platform addresses.

“The reality is many larger businesses operate across multiple banks, systems and sources of financial data,” Deepak Kapoor, Head of Payments Product, Huntington

Kapoor said Huntington designed the platform to help businesses reduce resources and save time. Amit Dhingra, chief enterprise payments officer at Huntington Bank, said the bank is investing in payments to help clients adapt, grow and succeed in a rapidly evolving marketplace.

What the Huntington National Bank release leaves out

The announcement says the platform links a client’s banking relationships and ERP systems. It does not say how Huntington National Bank collects data from other banks.

The standard routes are direct bank APIs, SWIFT and file formats such as MT940, camt.053 and BAI2. Which of these Intelligent Treasury uses, and how many banks it reaches, is not stated. Nor is it stated whether balances arrive intraday or at the close of business.

That detail decides how useful the cash position is. A treasurer deciding whether to move funds at 2pm needs live balances, not yesterday’s statement. Finance teams assessing the product should ask about bank connectivity before anything else.

The release also does not say whether the product replaces Huntington’s existing treasury offering or sits beside it. It does not say whether the platform draws on open banking data, a regime that is better established in the UK and EU than in the United States.

Huntington described the target as commercial clients. Kapoor’s reference to “larger businesses” suggests mid-market and corporate companies rather than small firms.

Where the Kyriba partnership fits

Kyriba sells treasury and liquidity software and is the named technology partner. It is a direct competitor to the standalone systems that treasurers already buy, which makes the arrangement unusual: a bank has co-developed a product with a vendor that also sells directly to the bank’s clients.

The release does not set out the commercial terms, or whether clients contract with Huntington, Kyriba or both. It does not say who holds the client data.

The partnership follows an earlier Huntington move into treasury technology. In October 2025 the bank announced a treasury management connectivity ecosystem, an API-first offering supporting more than 500 interfaces and more than 10 million transaction events a day. Huntington has not said whether Intelligent Treasury runs on that infrastructure.

The bank also made a minority investment in the fintech Qolo in 2025 and launched a connected deposits product with it. Huntington has now placed bets on at least two outside technology partners in treasury within about a year.

Is Intelligent Treasury actually intelligent?

The name promises more than the release describes. The announcement does not mention artificial intelligence or machine learning. The forecasting it describes is daily, weekly and monthly projection with forecast-to-actual comparison, a feature set treasury systems have offered for years.

The product’s value is therefore in consolidation and workflow, not in automated prediction. That is a legitimate offer. Plenty of finance teams still lack a reliable daily cash flow forecasting process, and tying forecasts to actuals shows where the process drifts.

Buyers should test any forecasting claim against their own history before relying on it. Huntington has not named pilot clients or published accuracy figures.

How Huntington National Bank compares with rivals

The multi-bank view is not new. Specialist vendors including Kyriba and GTreasury have sold it for years, and large banks such as JPMorgan and Citi offer reporting that can include accounts held elsewhere. Huntington’s release does not compare the product with any of them, and Accountio has not seen feature-level comparisons.

What is new is the source. Huntington is a regional bank with a large commercial franchise, and it is offering the capability to clients who may not have the budget or the team to implement a standalone system. A bank-provided product can also be bundled into an existing treasury relationship, though Huntington has not said whether it will be.

Other providers are moving the same way. Tipalti added treasury management software to its accounts payable platform, an example of a payments company extending into cash management from the opposite direction.

Finance teams weighing the options can start with Accountio’s guide to the best treasury management software and its vendor comparisons.

What treasurers should ask Huntington next

Four questions would settle most of what the release leaves open. Which banks and connection methods does the platform support, and how fresh is the data? What does it cost, and is Kyriba’s software licensed separately? Does a client need to move accounts to Huntington to use it? Which clients have used it so far?

The answers will determine whether Intelligent Treasury competes with the standalone systems or supplements them. Huntington has not said when it will begin onboarding clients or publish pricing.