Brex vs Emburse
Brex
Startups, mid-sized companies and global enterprises; also scaled companies and ecommerce brands
San Francisco; founding year not published
Emburse
Global enterprises, mid-sized businesses, public sector organisations and non-profits
Formed 2020 from Chrome River, Certify, Captio, Nexonia, Tallie, Abacus and Emburse (Cards)
Brex and Emburse both sell corporate cards, expense management, travel and payments software to finance teams.
Brex, a Capital One subsidiary based in San Francisco, adds business banking and treasury for 35,000+ companies; Emburse, formed in 2020 from Chrome River, Certify, Captio, Nexonia and other brands, covers travel and expense, AP automation, payments and audit for 12 million+ users in 200 countries.
Brex vs Emburse: side by side
“Not published” means the vendor does not state it.
| Brex | Emburse | |
|---|---|---|
| What it does | Corporate cards, business banking and treasury, expense management, bill pay, travel and accounting automation | Travel and expense management, AP automation, payments, cards and audit |
| Best for | Startups, mid-sized companies and global enterprises; also scaled companies and ecommerce brands | Global enterprises, mid-sized businesses, public sector organisations and non-profits |
| Founded and HQ | San Francisco; founding year not published | Formed 2020 from Chrome River, Certify, Captio, Nexonia, Tallie, Abacus and Emburse (Cards) |
| Ownership and funding | Wholly owned subsidiary of Capital One; CEO Pedro Franceschi | Not published |
| Customers or users | 35,000+ companies | 12 million+ users in 200 countries; logos include Toyota, General Motors, General Mills, Microsoft and Garmin |
| Pricing | Essentials free; Premium US$12 per user a month; Enterprise on quote | Emburse Spend from US$8 per user a month; other products not published |
| Deployment and markets | Available in 120+ countries; local-currency cards in 50+ countries; multi-entity (US and international) from Premium | Cloud; users in 200 countries; localisation for 100+ countries |
Main differences
Brex includes business banking and treasury alongside its cards; Emburse adds AP automation and expense audit.
Brex serves startups, mid-sized companies and global enterprises; Emburse serves global enterprises, mid-sized businesses, public sector organisations and non-profits.
Brex Essentials is free and Premium costs US$12 per user a month; Emburse Spend starts at US$8 per user a month, and other Emburse products are priced on request.
Brex is available in 120+ countries, with local-currency cards in 50+; Emburse has users in 200 countries and localisation for 100+.
Which to choose
Choose Brex if
- You want business banking and treasury from the same provider as your corporate cards
Choose Emburse if
- You are a public sector body, a non-profit or a global enterprise that needs travel and expense, AP automation and audit
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Common questions
What is the difference between Brex and Emburse?+
Brex combines corporate cards, business banking and treasury, expense management, bill pay, travel and accounting automation. Emburse covers travel and expense management, AP automation, payments, cards and audit.
How much do Brex and Emburse cost?+
Brex Essentials is free, Premium costs US$12 per user a month and Enterprise is quoted. Emburse Spend, for small and growing businesses, starts at US$8 per user a month; Emburse does not publish prices for its other products.
Who is behind Brex and Emburse?+
Brex is a wholly owned subsidiary of Capital One, led by CEO Pedro Franceschi. Emburse was formed in 2020 from Chrome River, Certify, Captio, Nexonia, Tallie, Abacus and Emburse Cards, and is led by CEO Marne Martin.
Part of Accountio’s accounting technology coverage.
