BILL vs Coupa
BILL
Businesses from start-ups to growing companies with complex operations, and their accountants
2006; San Jose, California
Coupa
Finance, procurement and supply chain teams; 55% of the Fortune 500 work with Coupa
2006; Foster City, California, US
BILL and Coupa were both founded in California in 2006, and both automate how companies approve and pay bills.
BILL, listed on the NYSE, serves close to half a million businesses from start-ups to growing companies, and their accountants; Coupa, owned by Thoma Bravo, sells spend management to large organisations, with 55% of the Fortune 500 working with it.
BILL vs Coupa: side by side
“Not published” means the vendor does not state it.
| BILL | Coupa | |
|---|---|---|
| What it does | Accounts payable, accounts receivable, expenses, forecasting and procurement in one platform | Spend management across procurement, AP automation, expenses, payments, treasury and supply chain, with AI agents |
| Best for | Businesses from start-ups to growing companies with complex operations, and their accountants | Finance, procurement and supply chain teams; 55% of the Fortune 500 work with Coupa |
| Founded and HQ | 2006; San Jose, California | 2006; Foster City, California, US |
| Ownership and funding | Listed on the NYSE (BILL); founder and CEO René Lacerte | Private; acquired by Thoma Bravo in an US$8bn all-cash deal; interim CEO Mike Lipps since August 2026 |
| Customers or users | Close to half a million; 8.3 million network members; 98 of the top 100 US accounting firms | More than 3,000 customers, including American Airlines, UPS, Hilton and Schneider Electric; 11.5 million buyers and suppliers on its network |
| Pricing | AP & AR: Essentials US$49, Team US$65, Corporate US$89 per user a month; Enterprise on quote. Spend & Expense: no software fees | Not published |
| Deployment and markets | Cloud; cross-border payments to 130+ countries | Cloud; offices in North America, Latin America, EMEA, APAC and Dubai; site in English, German, Spanish, French, Italian, Portuguese and Japanese |
Main differences
BILL serves businesses from start-ups to growing companies with complex operations; Coupa serves large finance, procurement and supply chain teams.
BILL covers accounts payable, accounts receivable, expenses, forecasting and procurement; Coupa covers procurement, AP automation, expenses, payments, treasury and supply chain.
BILL publishes prices, with AP and AR from US$49 per user a month; Coupa does not publish prices.
BILL serves accountants as well as businesses, and 98 of the top 100 US accounting firms use it; Coupa serves finance, procurement and supply chain teams.
BILL is listed on the NYSE; Coupa is owned by Thoma Bravo after a US$8bn all-cash deal.
Which to choose
Choose BILL if
- You are a small or mid-sized business, or an accounting firm paying bills for clients
Choose Coupa if
- You are a large organisation that needs sourcing, contracts, procurement and supply chain in one suite
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Common questions
What is the difference between BILL and Coupa?+
BILL brings accounts payable, accounts receivable, expenses, forecasting and procurement into one platform for businesses from start-ups to growing companies, and their accountants. Coupa is a spend management suite covering procurement, AP automation, expenses, payments, treasury and supply chain for large organisations.
How much do BILL and Coupa cost?+
BILL's accounts payable and receivable plans cost US$49 (Essentials), US$65 (Team) and US$89 (Corporate) per user a month, with Enterprise on quote; its spend and expense product has no software fees. Coupa does not publish prices.
How many customers do BILL and Coupa have?+
BILL has close to half a million customers and 8.3 million network members, and 98 of the top 100 US accounting firms use it. Coupa has more than 3,000 customers, and 55% of the Fortune 500 work with it.
Part of Accountio’s accounting technology coverage.
