Startup
Ramp
Corporate cards, expense management, bill pay and procurement in one platform, now selling itself as an AI-run finance operations layer for companies from ten staff to enterprise.
| Founded | 2019, New York |
|---|---|
| Founders | Eric Glyman (CEO), Karim Atiyeh (CTO), Gene Lee |
| Stage | Series F |
| Total funding | About $3bn across 10 rounds |
| Last round | Series F, $750m, June 2026, co-led by ICONIQ, GIC and Ontario Teachers’. Valuation $44bn. |
| What it does | Cards, expenses, accounts payable, procurement, travel and treasury, with AI agents that code transactions, chase receipts and flag policy breaches; a Stack product aimed at accounting operations launched in 2026 |
| Traction | About $1.4bn in annualised revenue; tens of thousands of customers; the largest company in this set by value |
| Pricing | Core platform free; Ramp Plus $15 per user per month, $12 billed annually; Enterprise on request |
| Markets | US; UK and international expansion under way |
| Peers | Brex, Navan, BILL, Moss, Pleo |
Why it matters
Ramp raised $750 million in June 2026 at a $44 billion valuation and generates about $1.4 billion in annualised revenue. It has moved from a card company to a full finance operations platform, and its 2026 accounting product puts it in direct competition with close and AP software for the first time.
Accountio coverage
Ramp Debuts Stack, an AI Accounting Operating System
Ramp Becomes Go To Spend Platform as Firms Cut Manual Accounting
Updated September 2026.
Part of Accountio’s accounting technology coverage.
